Business Insurance

Coverage OPTIONS

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Business Owners Policy (BOP)

Combines general liability and commercial property coverage into a coordinated policy structure for qualifying businesses.

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Commercial Auto

Covers liability and physical damage for vehicles titled to or used in business operations.

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Commercial Property Insurance

Protects owned buildings, equipment, inventory, and business personal property against covered loss events.

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Contractor Insurance

Structured coverage including general liability, tools and equipment, and project-based risk considerations for trade operations.

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General Liability

Covers third-party bodily injury, property damage, and certain advertising injury claims arising from business operations.

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Professional Liability (E&O)

Protects against claims alleging professional negligence, errors, or failure to deliver contracted services.

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Workers’ Compensation

Provides statutory benefits for employee injuries or occupational illness and protects the employer from related liability claims.

ADDTIONAL COVERAGE OPTIONS

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Cyber Liability

Addresses data breach response, network security liability, and regulatory exposure arising from digital operations.

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Directors & Officers (D&O)

Protects company leadership against management liability allegations from shareholders, members, or third parties.

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Employment Practices Liability (EPLI)

Covers claims alleging wrongful termination, discrimination, harassment, or other employment-related allegations.

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Equipment Breakdown

Protects against mechanical or electrical failure of critical systems necessary for operations.

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Inland Marine Coverage

Covers tools, equipment, and materials that move between job sites or locations.

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Umbrella / Excess Liability

Provides additional liability limits above general liability, auto, and employer liability where required.

Industries We COVER

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General contractors and trade professionals

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Growing privately held enterprises

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Home-based and remote-first businesses

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Hospitality and service-based businesses

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Professional and advisory service firms

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Real estate investors and property managers

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Retail, storefront, and customer-facing operations

 

Business risks evolve as operations grow, employees are added, contracts change, and assets increase. A periodic review helps ensure your insurance coverage keeps pace with your business and protects against unexpected liability.