BUSINESS INSURANCE COVERAGE
Business Owners Policy (BOP)
Combines general liability and property coverage into a streamlined policy structure for qualifying businesses.
Commercial Auto
Covers liability and physical damage exposure for vehicles used in business operations.
Commercial Property Insurance
Covers owned or leased buildings, equipment, inventory, and business personal property against covered loss events.
Contractor & Trade Insurance
Addresses liability, equipment, and project-related exposures specific to contractors and trade professionals.
General Liability
Protects against third-party bodily injury, property damage, and related legal defense costs arising from business operations.
Professional Liability (E&O)
Protects against claims arising from professional services, advice, or errors in performance.
Workers’ Compensation
Provides statutory coverage for employee injury or illness arising from workplace activities.
LIABILITY & RISK SOLUTIONS
Cyber Liability
Provides protection against data breaches, cyberattacks, ransomware events, and digital asset exposure.
Directors & Officers (D&O)
Protects company leadership against management and fiduciary-related claims.
Employment Practices Liability (EPLI)
Protects against claims involving wrongful termination, discrimination, harassment, or workplace-related disputes.
Equipment Breakdown
Covers mechanical and electrical system failure impacting business-critical equipment.
Inland Marine Coverage
Covers tools, equipment, and materials in transit or at temporary job sites.
Umbrella / Excess Liability
Extends liability limits above core policy structures to address large or catastrophic claims.
LETS CONNECT
Business insurance programs should align with operational exposure, contractual obligations, and growth objectives.Â