DAVID HILL
Founder & Principal
David Hill is the Founder and Principal of HillTrust Insurance Group. With over 15 years of experience in enterprise sales and risk-based consulting, he brings a disciplined, analytical approach to structured insurance advisory.
A U.S. Navy veteran, David emphasizes accountability, long-term relationships, and portfolio-level protection strategies across personal, commercial, and association lines.
His approach centers on independent carrier alignment, strategic coverage design, and disciplined annual review — ensuring protection evolves with client growth.
Serving clients across Minnesota, Wisconsin, and Iowa.
our approach
HillTrust Insurance Group was founded on a clear principle: insurance should be strategic, structured, and aligned with long-term objectives.
With a background in enterprise-level risk evaluation and performance-driven consulting, we understand the cost of poorly aligned coverage decisions. Our approach emphasizes disciplined analysis, independent carrier selection, and portfolio-level protection planning.
Whether protecting personal assets, commercial operations, or association governance, we deliver structured advisory services designed to evolve with your growth.
WHO WE SERVE
Homeowners & High-Asset Families
Structured long-term protection aligned with evolving financial exposure.
Business Owners & Entrepreneurs
Operational, liability, and growth-focused coverage strategies.
HOA & Community Association Boards
Master policy alignment and governance risk mitigation.
Real Estate Investors
Portfolio-level property structuring across multiple assets.
Clients Coordinating Multi-Line Protection
Integrated umbrella, life, and commercial coverage within a unified strategy.
Structured protection starts with a disciplined evaluation of your current policies, exposures, and long-term objectives.Â