Boat Insurance

Coverage Types

Liability Coverage

Liability Coverage

Protects you financially if you cause injury or property damage to others while operating your boat.

Comprehensive Coverage

Comprehensive Coverage

Covers damage to your boat from non-collision events like theft, fire, vandalism, or weather.

Collision Coverage

Collision Coverage

Pays for repairs or replacement if your boat is damaged in an accident, regardless of fault.

Wreck Removal

Wreck Removal

Covers the cost to remove your boat if it sinks or is severely damaged and must be cleared from the water.

On-Water Towing

On-Water Towing

Provides emergency towing and assistance if your boat breaks down while you’re on the water.

Fishing Equipment Coverage

Fishing Equipment Coverage

Protects valuable gear like rods, reels, and electronics from damage or theft.

Medical Payments

Medical Payments

Covers medical expenses for you and your passengers after an accident, regardless of fault.

Watercraft We Cover

WaveRunner / Jet Ski

WaveRunner / Jet Ski

Pontoon

Pontoon

Fishing Boat

Fishing Boat

Ski Boat

Ski Boat

Yacht

Yacht

Sailboat

Sailboat