WINDSTORM Coverage OPTIONS
Debris Removal
Covers removal of storm-related debris when resulting from a covered loss.
Detached Structures
Covers garages, sheds, fencing, and other separate structures on the property.
Loss of Use / Additional Living Expenses
Addresses temporary housing or operational interruption when a covered event makes the property uninhabitable.
Personal Property
Provides coverage for contents damaged by covered wind or storm events.
Property Structural Protection
Covers damage to the primary dwelling or commercial structure caused by wind or named storm events, subject to deductible structure and policy terms.
ADDITIONAL COVERAGE
EMERGENCY REPAIRS
Covers reasonable temporary mitigation expenses incurred to prevent further damage following a covered wind event.
EXTENDED REPLACEMENT COST
Provides additional limit flexibility above base dwelling or property limits to address increased post-storm repair costs.
FLOOD & WATER BACKUP PROTECTION
Complements wind coverage when storm-related water intrusion or sewer backup exposure exists. (Flood coverage remains separate where required.)
ROOF UPGRADE COVERAGE
Provides additional coverage to rebuild or reinforce roofing systems to current code standards after a covered loss.
LETS CONNECT
Wind and storm coverage should be reviewed before seasonal exposure increases.Â